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The first thing any lender wants to know is if you’ve paid your credit accounts on time.

Sometimes it’s good to mix things up once in a while.Trans Union is a US based credit information provider that distributes its scores to about 500 million consumers. Your credit report is a document that lenders use to determine your credit worthiness.It contains your credit history that is collected by credit bureaus.Aim for a variety of revolving and installment credit, like credit cards, a loan or open account (like a utility bill).Though only a small influence on your credit score, a good credit mix means you can juggle those accounts and keep them in the air – financially speaking, that is.

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